Dollar Cost Average into Bitcoin and Increase Your Purchasing Power Over Time

Dollar cost averaging (DCA) is a simple but powerful way to grow your wealth and protect your purchasing power with Bitcoin. It’s not about quick flips or perfect timing—it’s about consistency and discipline. By spreading out your purchases over time, you lower the risk of buying at a market peak and smooth out your average entry price.

There are multiple ways to approach DCA depending on your time, knowledge, and comfort level. The more intentional you are with your plan, the better the results over time. Let’s break down a few DCA strategies you can start using today:

🗓️ Daily, Weekly, or Monthly DCA

This is the easiest and most hands-off method. Just choose a fixed amount and invest it on a regular schedule—daily, weekly, or monthly—regardless of the current Bitcoin price.

Apps like Strike, Cash App, and Coinbase make this simple with recurring buy features. You set the frequency and amount, and the app handles the rest.

While it’s not a strategic approach to price, it works. Historically, long-term Bitcoin holders who used this method over five years or more have seen impressive returns. The key here is consistency and patience—the longer the timeline, the bigger the gains.

👉 Want to see how effective this method can be? Try this DCA calculator to test historical results.

📅 Annual Purchases (The September Strategy)

Prefer a once-a-year approach? This method gives you more control and lets you target Bitcoin’s historically weaker months—especially September, which has consistently been one of its worst-performing months.

If you saved $1,000 per year and bought on September 1st from 2020 through 2024, you’d now hold 0.1943 BTC, worth over $18,000 today. That’s a 354% gain on your $5,000 investment, with an average entry price of just $20,586.

Now compare that to holding cash: over the same five years, the U.S. dollar has lost about 48% of its purchasing power. In real terms, your $5,000 in cash would now only buy what $2,400 did five years ago. Meanwhile, your Bitcoin stash has increased your purchasing power by 80%.

Even the NASDAQ—a top-performing asset—only returned 32%  had you used the same strategy over the same period. After adjusting for inflation, that would be a net loss in purchasing power.

📉 Aggressive DCA – Buying the Dip

This strategy involves watching the charts and buying every time Bitcoin drops by 10% or more. It takes a bit more attention but can yield outsized results if done consistently.

If you’d started this approach on September 1st, 2020, and bought $250 worth of Bitcoin each time it dropped 10% (18 times total), you’d have invested $4,500 and accumulated 0.1829 BTC. At today’s price of $93,500, that’s worth $17,100—a 280% gain with an average entry price just over $24,000

🔁 Four-Year Cycle DCA

This strategy taps into Bitcoin’s well-known four-year halving cycle. Instead of regular buys, you only make purchases in the final year of each cycle—typically the best time to accumulate.

If you had simply bought $2,500 of Bitcoin on September 1st, 2018 and again on September 1st, 2022, you would have acquired 0.4678 BTC, now worth $43,700. That’s a 774% gain on your $5,000 investment.

Looking ahead, your next opportunity using this strategy would be September 1st, 2026—mark your calendar now.

Choose Your Strategy

No matter your experience or risk tolerance, there’s a Bitcoin DCA strategy that fits your style. The key is discipline. These methods work not because they predict the market, but because they remove emotion and create consistency.

The biggest mistake? Trying to outsmart the plan. Stick to it. Bitcoin rewards long-term conviction and punishes short-term emotion.

There’s no other asset on earth with the same upside and scarcity. Don’t wait for the perfect time—start today, build your strategy, and protect your purchasing power one Sat at a time.

Bitcoin Rises in April

Bitcoin closed the month of April at $94,150, posting a solid 14% gain—right in line with the historical April average of 13%. True to form, Bitcoin delivered both volatility and opportunity. 

Midway through the month, BTC dropped as low as $74,900, offering sharp-eyed investors a great chance to scoop up discounted sats. The recovery was swift and decisive, with prices pushing back above $90K in the final two weeks of the month.

So what caused the dip?

Much of the downward pressure came from overleveraged hedge funds—many of whom were forced to liquidate Bitcoin positions to cover margin calls in poorly performing equity portfolios. This kind of short-term volatility is a side effect of Bitcoin’s 24/7 global liquidity. Unlike traditional markets, Bitcoin doesn’t close—and when institutions get into trouble elsewhere, Bitcoin is often the first asset sold to raise cash.

But despite concerns about a global recession, slowing corporate earnings, and turbulence in equity markets, Bitcoin is holding strong. The second-half rebound in April is a sign of resilience, and it’s clear that Bitcoin continues to outperform the broader risk asset space.

Adding to the momentum: ongoing corporate and institutional accumulation. More companies, funds, and even governments are steadily buying BTC and moving it into long-term custody. That continued demand, combined with dwindling supply post-halving, is creating a strong foundation for price appreciation heading into the summer.

With April behind us and sentiment improving, the outlook for May is bullish. Bitcoin’s steady march toward the expected cycle peak this fall remains intact.

Corporate Adoption Is Accelerating

Corporate interest in Bitcoin is no longer theoretical—it’s a full-blown trend. As of now, 189 entities hold Bitcoin on their balance sheets. That includes 101 publicly traded companies and 25 private companies, with the rest made up of governments, ETFs, and trusts.

What’s even more impressive is the amount being held:

• 🏢 Public companies collectively hold over 762,000 BTC
  
• 🏛️ Private companies hold around 285,000 BTC
  

That’s over 1 million Bitcoin—more than 5% of the total supply—locked away by corporate and institutional players. On average, that’s more than 10,000 BTC per entity. And this trend is accelerating.

Just a year ago, only around 30 public companies and a handful of private firms were known to hold Bitcoin. The growth since then has been explosive, with more companies adopting what’s now being referred to as “The Strategy Playbook”—a nod to MicroStrategy.

📈 The MicroStrategy Model: Proof It Works

In 2020, MicroStrategy’s co-founder Michael Saylor made the bold move to begin converting the company’s cash reserves into Bitcoin. At the time, it was a $1 billion company. Today? MicroStrategy is worth over $100 billion and holds more than 553,000 BTC, valued at over $51 billion.

Even more remarkable: they’ve done it while increasing Bitcoin per share for their investors—something now referred to as Bitcoin yield.

How did they do it? The playbook is simple:

1. Raise capital through cheap corporate debt
   
2. Buy Bitcoin
   
3. As Bitcoin rises, the value of their assets increases
   
4. Repeat

It’s an elegant and highly effective model that has delivered massive returns and drawn the attention of CFOs, CEOs, and investors across the globe. And now others are following suit.

🆕 New Kid on the Block: Meet “21”

In mid-April, Jack Mallers, CEO of Strike, announced something big. He’s now heading up a new company backed by Cantor Fitzgerald, SoftBank, Tether, and Bitfinex. The name? 21—a nod to Bitcoin’s fixed 21 million supply.

But what makes 21 different is its focus. It’s not a payments company, a tech firm, or a bank with a Bitcoin division. Its sole purpose is to acquire Bitcoin and grow the BTC-per-share ratio for investors. It’s a pure Bitcoin play—and a direct competitor to MicroStrategy.

This move signals a new era: companies are now competing to accumulate as much Bitcoin as possible. With corporate demand heating up and supply shrinking after the halving, it’s only a matter of time before we see the next major supply shock.

As these companies rush to build Bitcoin treasuries, they’re not just diversifying—they’re setting a new standard. Bitcoin is becoming strategic infrastructure, and the battle to own it has only just begun.

Visit Bitcoin Treasuries Net to learn more about the entities that are accumulating Bitcoin

Bitcoin exchange supply is plummeting. At this rate, supply shock is possible before the end of 2025

State Strategic Reserves Are Coming

For years, Bitcoiners have speculated about the day when U.S. states would begin holding Bitcoin on their balance sheets—just like forward-thinking corporations and sovereign wealth funds. That day is fast approaching.

In March, Utah nearly made history. A bill that would have established a Strategic Bitcoin Reserve (SBR) came within hours of passing in its original form. However, in the final moments, lawmakers removed the Bitcoin reserve provision before passing the bill. The final version, while a step forward, did not allocate state funds to Bitcoin.

Then came Arizona.

On April 28th, Arizona’s legislature passed a groundbreaking bill that would create the first official state-level Bitcoin reserve in the United States. The bill authorizes up to 10% of the state’s $31 billion treasury to be allocated into Bitcoin—potentially over $3 billion in BTC.

Now it’s up to Governor Katie Hobbs to sign the bill into law or veto it. A decision is expected soon—and with it, a major precedent could be set.

Importantly, this isn’t an isolated event.

There are currently 36 U.S. states with active Bitcoin-related legislation—either in committee or on the floor. These bills range from defining Bitcoin as property, to legalizing Bitcoin payments, to establishing strategic reserves. While Wyoming recently rejected its own Bitcoin reserve proposal, momentum across the country is clearly building.

What was once considered fringe is now entering mainstream government policy.

State treasuries are waking up to the risks of inflation, dollar debasement, and overexposure to legacy financial instruments. Bitcoin offers an alternative—a scarce, decentralized, censorship-resistant store of value that doesn’t depend on federal monetary policy.

If even a handful of these 36 states move forward with Bitcoin treasury allocations, the demand shock could be massive—and it would cement Bitcoin’s role as a legitimate treasury asset at the state level.

👉 You can track the progress of all state-level Bitcoin legislation in real time at bitcoinlaws.io/states.

Altcoins on Ice: Waiting for a Macro Shift

The altcoin market continues to underperform in the shadow of Bitcoin’s dominance. Despite a modest bounce in April, most altcoins remain well below their January highs, and investor sentiment around them remains lukewarm.

At the time of writing, Bitcoin dominance is approaching 65%, its highest level since early 2021. That means capital is consolidating in Bitcoin, and risk appetite hasn’t yet spilled over into the altcoin space.

The reason? Macroeconomic uncertainty.

With global markets jittery over rising interest rates, recession fears, and geopolitical instability, investors are sticking with the strongest and most liquid asset in the space: Bitcoin. Altcoins, which are historically more volatile and speculative, are taking a backseat until there’s a clear signal of a return to risk-on conditions.

One such signal would be a major policy pivot from the U.S. Federal Reserve—a return to quantitative easing or a decisive rate cut. That kind of macro shift would likely flood the system with liquidity and could re-ignite interest in higher-risk assets, including altcoins.

Until then, short-term trades and tactical positions may offer opportunities, but investors should be cautious about expecting altcoins to lead the market. Most will continue to move in Bitcoin’s wake, but they’re unlikely to outperform until the macro backdrop improves significantly.

If you’re active in the altcoin space, this is a time for precision—not hype. Preserve capital, avoid chasing pumps, and be selective.

The altcoin market isn’t dead—but for now, it’s on pause.

May 2025 Outlook – AI-Powered Market Breakdown

Current Price Action

Bitcoin closed April at $93,500, marking a 12% increase for the month. The price action was characterized by a steady climb, with the asset testing the $95,000 resistance level multiple times. Despite brief dips, the overall trend remained upward, indicating sustained bullish momentum.​

Technical Indicators

• Support Levels: $91,000 and $85,000
  
• Resistance Levels: $95,650 and $100,000
  
• Relative Strength Index (RSI): Approximately 51.5, suggesting a neutral market sentiment.​

The RSI indicates that Bitcoin is neither overbought nor oversold, aligning with the observed consolidation phase.​

Fundamental Factors

• Institutional Inflows: U.S. spot Bitcoin ETFs have recorded consistent inflows, with significant additions noted at the end of April, extending the previous week’s momentum.​
  
• Strategic Bitcoin Reserve: The U.S. government’s initiative to establish a strategic Bitcoin reserve has been met with muted market reactions so far.​

Market Sentiment

The Fear & Greed Index currently stands at 54, indicating a neutral market sentiment. This reflects a balanced outlook among investors, with neither excessive fear nor greed dominating the market.​

This neutral sentiment suggests that while investors are cautiously optimistic, they are also mindful of potential market fluctuations. Such a stance often leads to measured investment decisions, contributing to market stability.​

Bitcoin Outlook for May 2025

• Price Predictions:
  • Minimum: $90,234
    
  • Average: $94,608
    
  • Maximum: $98,151

Some bullish projections suggest that Bitcoin could reach new all-time highs, potentially hitting $120,000 in Q2 2025, driven by institutional adoption and favorable macroeconomic conditions.​

• Key Events to Watch:
  • MicroStrategy Q1 Earnings: Scheduled for release on May 1, 2025, which could influence market sentiment depending on their Bitcoin holdings and strategy.
    
  • Strategic Bitcoin Reserve Developments: Ongoing discussions and implementations at both federal and state levels could have significant implications for market dynamics.​
    

Technical Outlook

Bitcoin is currently forming a descending triangle pattern, typically a bearish signal. However, a breakout above the $95,650 resistance level could invalidate this pattern and suggest a bullish trend.​

Summary

Bitcoin is experiencing a period of consolidation around the $95,000 mark, with technical indicators and market sentiment reflecting uncertainty. While short-term movements may be influenced by upcoming events such as MicroStrategy’s earnings and government policy developments, the medium to long-term outlook remains cautiously optimistic, with potential for significant price increases driven by institutional adoption and macroeconomic factors.​

Final Thoughts

April 2025 has reinforced Bitcoin’s position as a formidable asset in the financial landscape. Despite market fluctuations, Bitcoin’s resilience and upward trajectory underscore its potential for long-term wealth preservation and growth.

The strategy of dollar-cost averaging continues to prove its merit. By consistently investing fixed amounts at regular intervals, investors mitigate the risks associated with market volatility and avoid the pitfalls of attempting to time the market. This disciplined approach not only smooths out purchase prices over time but also fosters a long-term investment mindset, which is crucial in the ever-evolving crypto market.

Institutional adoption is accelerating, with more corporations and financial institutions integrating Bitcoin into their portfolios. This growing acceptance not only validates Bitcoin’s utility but also contributes to its demand and, consequently, its value.

As we look ahead, the combination of strategic investment approaches like DCA and the increasing institutional interest paints a promising picture for Bitcoin’s future. Staying informed, disciplined, and committed to a long-term perspective will be key for investors aiming to capitalize on the opportunities that lie ahead.

All information provided is for educational purposes only. It is essential to conduct your own research before making any financial decisions. This is not intended as financial advice. 

 Links & Tutorials

Bitcoin Education Resources 

Hope.com – Learn more about Bitcoin and how to use BTC to protect your wealth. 

The Bitcoin Standard – Book by Saifedean Ammous – a must-read!

Crypto 101 – A beginner handbook to cryptocurrency

The Bitcoin Way – Go bankless! Bitcoin education and services to help you custody your Bitcoin safely and securely.

Swan Bitcoin – Bitcoin exchange, IRAs and institutional-grade custody solutions

River Financial – Bitcoin exchange and institutional-grade custody solutions

God Bless Bitcoin – Full Length Documentary

Freedom People Resources

People Pay – Accept Bitcoin payments for your business

Chainrecorder – Prove ownership immutably by recording your documents on the Bitcoin blockchain 

Cracking the Code Educated Tax Return – Legally avoid income and capital gains taxes.

U.S. Regulated Exchanges (Fiat Onramps)

Coinbase – Using Coinbase Advance Video

Kraken – Using Kraken Pro Video

Gemini – Tutorial Video

Bitstamp – Tutorial Videos

Strike App – Tutorial Video

Fold Card – Tutorial Video

KYC Credentials Outside the U.S. 

Palau ID – Foreign residence to pass KYC on foreign exchanges.

KYC Exchanges that Accept Palau ID (Must Use VPN – Costa Rica, Columbia, Mexico, Panama)

Kucoin – Video

Bitget – Video

ByBit – Video

BingX – Video

Phemex – Video

MexC – Video

No KYC Exchanges (Must Use VPN – Costa Rica, Columbia, Mexico, Panama)

Blofin – Video

Margex – Video

Levex – 

Zoomex – Video

Weex – Video

Bitunix – Video

CoinW – Video

DEXs (Decentralized Exchanges) – Best Wallet To Use

Jupiter – Video Solana Ecosystem – Phantom Wallet

Whales Market – Solana OTC Trade Desk – Phantom Wallet

Thorswap – Swap native assets cross-chain (BTC for ETH etc..) and a very unique decentralized Bitcoin lending platform. Works best with the XDefi Browser Wallet. 

Decentralized Bitcoin lending platform. Thorswap Overview Video  Loans On Thorswap Video

Osmosis – Cosmos Ecosystem – Rabby, Metamask

Spooky Swap -Fantom – Rabby, Metamask

Trader Joe – Avalanche Ecosystem – Rabby, Metamask

Crypto Market and Portfolio Tracking

CoinGecko for portfolio tracking and up-to-date prices 

CoinMarketCap – Crypto Prices

Banter Bubbles – Crypto Prices – Social Sentiment

Trading View – Chart all Markets and trading pairs Tradingview Tutorial Video

Coinglass BTC Monthly Returns

Storage – Not your keys, Not your crypto!

Cold Storage Wallets (Secure Long-Term Storage of Your Crypto)

Casa Custody Solutions – Multi Sig Storage and Inheritance

N’Grave – Videos

Trezor – Video

Tangem – Video

Ledger – Video

Cold Card (Bitcoin Only) – Video

Hot Wallets (Lower Security – interact with DAPPS and Smart Contracts)

Trust – Video1 Video 2

Coinbase – Video

Rabby –Video

Metamask – Video 

XDefi Browser Wallet – Video1 Video 2

Phantom– Video

Exodus – Video

Aqua Wallet – Video – Self Custody, Lightning and Liquid Network Bitcoin & USDT

Warning-If you have a wallet and an NFT has been sent to your wallet that you did not mint or purchase.. NEVER click on it. Many have malicious code that can drain your wallet! – BE CAREFUL

Stay Free!

Kury